A Pinellas Flood Elevation Certificate survey is now being required by FEMA and Insurance Companies for flood insurance policies. Congress passed The Flood Insurance Reform Act in 2012 which makes some major changes to the way the National Flood Insurance Program is to operate moving forward. The purpose of having a Flood Elevation Certificate Survey in Tampa and Pinellas is to correctly identify your elevation level and to make sure you are not paying more than you have to for flood insurance.
Insurance companies will be raising their premiums for Flood Insurance due to the changes in the 2012 law. Inspect Florida will provide you and your insurance company with the proper Tampa or Pinellas Flood Elevation Certificate Survey form for your property. Our highly trained and licensed surveyors will come out and perform the Flood Elevation Certificate Survey for your property in a prompt, courteous and professional manner.
What is a Flood Elevation Certificate?
The Flood Elevation Certificate Survey is an important tool of the National Flood Insurance Program (NFIP). It is used to certify building elevations in order to determine the proper flood insurance premium rate for the building.
The elevation information must be submitted on the Elevation Certificate (FEMA Form 81-31) in effect at the time that the Elevation Certificate was completed and signed. Only a State licensed land surveyor, engineer, or architect is able to perform and complete the Flood Elevation Certificate.
Why do I need a Pinellas or Tampa Flood Elevation Certificate Survey?
The Flood Elevation Certificate Survey is an important tool for the National Flood Insurance Program and is required to properly rate flood insurance based upon the determined Base Flood Elevations for the flood hazard area.
Can Flood Insurance Premiums be reduced?
Yes, it is very likely that a lower premium may be secured. Most insurance companies compute the rate for flood insurance based on the highest possible rate. However, if the house is elevated above the level at which the government has determined that flooding is probable; the insurance company can calculate a lower rate. The information necessary for your insurance agent to determine the rate is provided on the Tampa Flood Elevation Certificate.
Is there an additional fee for a rush order?
Yes, the fee may be increased based on the time frame you need the Flood Elevation Certificate Survey performed.
If you are located in Pinellas or the surrounding Tampa Bay area, Inspect Florida has you covered.